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For Advisors and Insurance Professionals Writing Advanced Planning Cases · Phase 1 Early Adopters Open

Stop rebuilding the process every time you write an advanced planning case.

IAPP centralizes case design, underwriting, reviews, and post-placement service into a single workflow so advanced planning operations stop depending on spreadsheets, inboxes, and memory.

5-minute walkthrough. The advanced planning case lifecycle, on one platform.
Zac Majors, IAPP founder Hosted by Zac Majors, IAPP founder
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IAPP is NOT open access.Membership is limited to advisors and firms who run advanced planning as a core part of their practice.

Apply Below · Limited Seats Per Cohort

Apply for membership.

Complete a short application so we can understand your practice and determine whether IAPP is the right fit. Approved applicants are invited to schedule a 30-minute conversation with Zac.

Oscar Mondragon

"For the first time, everyone could see where things were — what was pending, what had been completed, what still needed attention."

— Oscar Mondragon, Centric Advisors

Press Submit Application at the end to choose a time on Zac's calendar.

The Real Bottleneck

The sale isn't the problem. Post-sale drag is.

Advanced planning cases don't just take work to close. They take work to manage. And the better you get at writing them, the worse the operational burden becomes.

Cases stall after placement.
Carrier communication piles up. Reviews get delayed. Underwriting follow-ups stack up. Service work expands. Advisors spend more time managing existing cases than moving new opportunities forward.
The process lives across disconnected systems.
Illustrations in one location. Carrier requirements in another. Notes buried in spreadsheets and inboxes. Critical details depend on memory instead of centralized workflows.
Your limiting factor isn't sales ability.
It's operational drag. Every additional advanced planning case creates more servicing demands, more underwriting coordination, more carrier follow-up, and more administrative oversight competing for your attention.
The Compounding Cost

The better the practice performs, the heavier the operational load becomes.

As advanced planning business grows, so does the servicing burden. Reviews, underwriting coordination, carrier follow-ups, policy management, and ongoing client communication begin consuming more of the week than new production. Eventually, growth itself creates operational drag. The issue isn't the strategy design itself. It's the operational infrastructure required to manage the lifecycle around it.

The System

IAPP is the operating system for advanced planning cases.

Not a CRM. Not an illustration tool. Not a document repository. IAPP centralizes case design, underwriting coordination, reviews, lifecycle management, and post-placement servicing into a single operational workflow. The platform is built to manage the full lifecycle of advanced planning cases from initial strategy design through long-term policy management so practices can scale advanced planning without operational fragmentation.

The complexity was never the issue. The lack of operational infrastructure around it was. Zac Majors, IAPP founder
Advanced Planning Solutions

Built for advanced planning strategies that require operational precision.

Every solution inside IAPP includes compliance-aligned structures, documented workflows, and centralized lifecycle management from implementation through ongoing servicing.

Buy-Sell

Smooth ownership transitions.
Centralized workflows for buy-sell case coordination, underwriting, reviews, and ongoing policy management across retirement, disability, and death planning scenarios.

Key Person

Protect operational continuity.
Structured business protection planning for the individuals the company depends on most. Underwriting, servicing, and lifecycle management consolidated into a single operational workflow.

Premium Finance

Maximize benefits while preserving capital.
Financing structures for large premium cases with lender coordination, centralized communication, and lifecycle management built directly into the platform.

Split Dollar

Shared-benefit planning for executive retention.
Advanced retention and benefit strategies with centralized servicing, underwriting coordination, and long-term lifecycle management inside a single workflow.
How IAPP Works

Every advanced planning case is managed through one connected system.

The process stops depending on memory, spreadsheets, and disconnected systems.

01

Structure the case

Select the planning strategy and generate the workflow required to move the case toward implementation. Proposals, underwriting requirements, financing coordination, and documentation are organized from the beginning.

Every case begins with a defined structure. Nothing depends on memory.

02

Implement the plan

Carrier communication, underwriting, legal documentation, and outstanding requirements stay connected as the case moves toward placement.

The full implementation process stays visible without rebuilding the picture manually.

03

Manage the live plan

Once placed, the plan becomes part of a centralized management system with visibility into financing details, shareholder alignment, coverage gaps, policy activity, and overall plan health.

Advanced planning cases stop living across disconnected systems after placement.

04

Streamline long-term reviews

Annual reviews, communication history, policy performance, and plan oversight stay connected throughout the life of the case. Advisors and clients can monitor plan health and performance over time.

Long-term servicing becomes easier to manage as the practice grows.

What's Inside

What every member gets.

The full IAPP platform is included for all Phase 1 members.

Personalized Client Portal

White-labeled to your practice. Clients can access plan documents, review activity, and case information without long email threads.

Interactive Proposals

White-labeled proposals designed to help clients understand advanced planning structures more clearly and confidently.

Pending Progress Tracking

Centralized visibility into underwriting requirements, outstanding items, responsibilities, and overall case progress.

Streamlined Reviews

Annual reviews, policy tracking, and plan oversight organized in one place to simplify long-term servicing and client communication.

Team Access

Individual, manager, and owner-level access designed for solo advisors, growing teams, and multi-seat practices.

Centralized Communication

Client, carrier, underwriting, and case-management communication organized inside a single archived workflow.

Compliance-Aligned Designs

Advanced planning structures designed to align with current industry standards and documented implementation workflows.

IAPP Academy

Training, strategy education, and platform guidance for advisors and teams implementing advanced planning inside their practice.

Integrated Back Office

Embedded support for case coordination, implementation workflows, and ongoing lifecycle management throughout the planning process.

The Decision

Three ways to handle the operational load. Only one keeps the economics.

Path
What it costs
What stays on your plate
Hire a specialist
Six-figure salary, benefits, and long-term overhead
Hiring, training, management, turnover, and ongoing operational responsibility.
Split the case
20 to 50 percent of case economics
Continued coordination, servicing, and client management responsibilities.
Join the Founders Circle
2 percent to IAPP of case economics
Advanced planning infrastructure, lifecycle management, and ongoing support while you maintain control of the client relationship.

Founders Circle is the only path where you keep 98% of every case and offload the operational drag.

What Advisors Using IAPP Are Saying

For the first time in our advanced planning business, it felt like everyone could see clearly where things were in the process — what was pending, what had been completed, and what still needed attention. Our team could see it. Our clients could see it too.

Oscar Mondragon, Co-Founder of Centric Advisors
Oscar Mondragon
Co-Founder, Centric Advisors
Premium Finance & Advanced Planning

"I'm Oscar Mondragon, co-founder of Centric Advisors. A big part of our practice is advanced planning, especially premium finance cases.

As the business grew, managing all of the moving parts became one of the biggest challenges we faced. The strategies are already complex, but then you add lenders, policy design, ongoing reviews, and client communication across the team. I was spending too much time inside the process instead of focusing on clients and growing my practice.

For the first time in our advanced planning business, it felt like everyone could see clearly where things were in the process — what was pending, what had been completed, and what still needed attention. Our team could see it. Our clients could see it too.

IAPP has helped us become more efficient, more organized, and most importantly, more scalable as a firm."

Oscar Mondragon · Co-Founder, Centric Advisors · Premium Finance & Advanced Planning

Early Adopter Program

Three tiers. 225 seats total. Enrollment closes August 15, 2026.

Pricing and membership details are reviewed during the application process. Every tier includes full platform access, a lifetime pricing discount, and the 98/2 commission structure locked for life.

Most Limited
Founders Circle
50 Seats

Earliest access to the platform with direct participation in future platform features, workflow enhancements, and advanced planning solutions.

  • Charter member designation
  • Highest lifetime pricing discount
  • Direct access to the IAPP team
  • Input on future platform features and solutions
Early Adopter I
75 Seats

Early access to the platform with guided onboarding and access to future platform enhancements as they become available.

  • Guided onboarding and implementation support
  • Lifetime pricing discount
  • Early access to platform capabilities
  • Access to future platform enhancements
Early Adopter II
100 Seats

Expanded early access to the platform with guided onboarding and ongoing access to future platform capabilities and enhancements.

  • Guided onboarding and implementation support
  • Lifetime pricing discount
  • Early access to platform capabilities
  • Access to future platform enhancements

Included for all Early Adopter members

  • 98/2 commission structure locked for life
  • Full platform access
  • Guided onboarding with the IAPP team
  • Early access to new platform capabilities
  • Lifetime discount on subscription pricing

After 225 seats or August 15, 2026, whichever comes first, enrollment into the Early Adopter Program closes and standard platform pricing applies.

Zac Majors, IAPP founder
Zac Majors
Founder, IAPP

As a financial advisor and life insurance professional, I built IAPP from the same operational frustrations most advanced planning advisors deal with every day. Sophisticated cases create long-term servicing demands that spreadsheets, inboxes, and disconnected systems were never built to manage. The work after placement starts competing with the work required to grow the practice. IAPP was built to help advisors spend less time managing operational complexity and more time growing the practice while strengthening long-term client relationships.

Common Questions

If your current process is working, you probably don't need IAPP.

If you're still piecing together underwriting, servicing, and reviews from multiple places, that's the gap IAPP closes.

IAPP is not a CRM replacement. Your CRM can continue managing contacts and general client activity while IAPP manages the advanced planning process itself — underwriting, servicing, reviews, plan oversight, communication, and long-term case management.
Both. IAPP was built for advisors and firms that run advanced planning as a core part of their practice, whether that's one advisor or a larger team.
No. IAPP helps organize the operational side of advanced planning so advisors don't have to build everything internally to manage sophisticated cases effectively.
Once all 225 seats are filled or enrollment closes, the Early Adopter Program and its pricing advantages close with it. Future members will enroll under standard pricing and terms.
Most advisors can begin using IAPP immediately. The platform design is intuitive, and many advisors are able to request their first proposal the same day they get access.
IAPP currently supports Buy-Sell, Key Person, Premium Finance, and Split Dollar planning structures, with additional solutions continuing to expand over time.
Yes. Reviews, servicing, policy oversight, communication history, and long-term plan management remain organized inside IAPP after placement.
IAPP was built from firsthand experience inside the advanced planning business. Sophisticated cases created operational complexity that spreadsheets, inboxes, and disconnected systems were never designed to manage efficiently.
You do. IAPP was built to support the advisor — not replace the advisor. The client relationship, communication, and long-term planning relationship remain fully under your control.
No. IAPP helps organize the advanced planning process for everyone involved. Advisors, support staff, and case managers all benefit from having communication, reviews, servicing, and case activity centralized in one system.
In certain planning structures, yes. Existing policies associated with Buy-Sell and Key Person planning can be added for centralized visibility and review purposes. Advisors can use the platform to evaluate overall coverage, identify gaps, and organize planning information, but policy status and related information must be updated manually by the advisor.
The 98/2 structure supports the infrastructure, servicing systems, and long-term operational support surrounding advanced planning cases while allowing advisors to retain the overwhelming majority of the case economics.
Yes. IAPP includes a client-facing portal where advisors can share proposals, reviews, plan information, and ongoing updates in a more organized and interactive experience.
IAPP is not just case design support. The platform was built to organize the full advanced planning process — from implementation and underwriting through reviews, servicing, and long-term plan oversight after placement.

Apply for membership to run your cases this way.

IAPP is NOT open access. We bring in advisors who run advanced planning cases as a core part of their practice.

Apply for membership Scroll up to start the application.

Applications are reviewed within 48 hours. Approved applicants book a 30-minute fit conversation with Zac.

Privacy Terms

This page is provided for educational purposes. Platform results depend on practice characteristics, case volume, and how the platform is implemented. No outcomes are guaranteed.

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